July Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.
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Introduction to Homebuying – Thinking about purchasing a home, but don’t know where to start? Between realtors, banks, closing costs, and inspections, the task can seem overwhelming. But don’t worry – this introduction to first time homebuying will provide the answers you’ve been looking for and resources to help!
- Wednesday, July 6 from 5:30 to 7:00 pm – offered through the Women’s Financial Empowerment Center
- Thursday, July 14 from 12:00 to 1:30 pm – offered through the Women’s Financial Empowerment Center
Manage Your Money Series – Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
- Thursdays, July 14, 21 & 28 from 5:30 to 8:00 pm
Homebuyer Education Series – ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.
- (2-part class) Saturdays, July 16 & 23 from 9:00 am to 3:00 pm
- Tuesday, July 5 from 5:30 to 7:00 pm OR
- Monday, July 11 from 12:00 to 1:30 pm OR
- Friday, July 22 from 12:00 to 1:30 pm OR
- Friday, July 29 from 12:00 to 1:30 pm
Budgeting and Debt Class – A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.
- Friday, July 15 from 12:00 to 1:30 pm OR
- Thursday, July 21 from 12:00 to 1:30 pm OR
- Wednesday, July 27 from 5:30 to 7:00 pm
How to Find Extra Income in Your Day-to-Day Life – Getting a second job or working extra hours are only two ways to help increase your cash flow. We will do several exercises to help you build a personalized plan to creatively decrease expenses and increase income.
- Monday, July 18 from 5:30 to 7:00 pm – offered through the Women’s Financial Empowerment Center
- Thursday, July 28 from 12:00 to 1:30 pm – offered through the Women’s Financial Empowerment Center
– Finally understand what a reverse mortgage is and how they work.
– Learn about how reverse mortgages can provide cash to homeowners over age 62.
– Understand how the loans are paid back.
– Learn about different scenarios and how a reverse mortgage can be helpful; and
– Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.
- Tuesday, July 19 from 5:30 to 7:00 pm
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Pre-registration required. Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices – 50 South French Broad Ave. Second Floor