August financial education classes offered by OnTrack

July 26, 2016


August Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.
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Manage Your Money Series– Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
  • Monday, August 1, 8 & 15 from 5:30 to 8:00 pm
  • Thursdays, August 4, 11 & 18 from 5:30 to 8:00 pm
  • Saturdays, August 13 & 20 from 9:00 am to 12:30 pm
Money Buddies (5-part series)– We know that most women really love connections and relationships, so the Money Buddy Series encourages women to capitalize on personal connections to strengthen money management skills! The Money Buddy series invites women to “bring a friend” for support and encouragement as they embark on their money mission. In the 5-session series, participants set personal goals and the classes provide the information, tools, and support to reach them! Students will also receive their Credit Report and Score for FREE. Money Buddies support one another with mutual motivation and accountability.
  • Tuesdays, August 2, 9, 16, 23 & 30 from 5:30 to 7:00 pm – offered through the Women’s Financial Empowerment Center
Understanding Reverse Mortgages– Learn the basics about Reverse Mortgages. This class will help you:
– Finally understand what a reverse mortgage is and how they work.
– Learn about how reverse mortgages can provide cash to homeowners over age 62.
– Understand how the loans are paid back.
– Learn about different scenarios and how a reverse mortgage can be helpful; and
– Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.
  • Thursday, August 11 from 12:00 to 1:30 pm
Homebuyer Education Series– ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  
  • (4-part class) Mondays and Wednesdays, August  22, 24, 29 & 31 from 5:30 pm to 8:30 pm
Understanding Credit. Get it. Keep it. Improve it.– Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.
  • Wednesday, August 3 from 5:30 to 7:00 pm OR
  • Tuesday, August 9  from 12:00 to 1:30 pm OR
  • Monday, August 15 from 5:30 to 7:00 pm OR
  • Friday, August 26 from 12:00 to 1:30 pm
Budgeting and Debt Class – A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.
  • Tuesday, August 2 from 12:00 to 1:30 pm OR
  • Monday, August 8 from 5:30 to 7:00 pm OR
  • Friday, August 19 from 12:00 to 1:30 pm OR
  • Thursday, August 25  from 5:30 to 7:00 pm OR
  • Tuesday, August 30 from 12:00 to 1:30 pm
Going to College without Going Broke – In this class, participants will learn about the mysterious world of financial aid, where to find scholarships, student loan forgiveness and repayment options, and avoiding scams targeted to students.
  • Wednesday,  August 17  from 5:30 to 7:00 pm (Guest Educator: Laura Misner/College Foundation of NC) – offered through the Women’s Financial Empowerment Center
  • Thursday,  August 25  from 12:00 to 1:30 pm (Guest Educator: Laura Misner/College Foundation of NC) – offered through the Women’s Financial Empowerment Center
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Pre-registration required.  Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices – 50 South French Broad Ave. Second Floor