September classes offered by OnTrack

August 30, 2016


September Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.
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Home Energy Efficiency– Learn ways to make affordable energy upgrades to your home that will save you money. Most participants can expect to achieve a 30% savings in their utilities by implementing ideas learned in class. All participants receive a bag of helpful energy savings tools.
  • Tuesday, September 20 from 5:30 to 7:30 pm
Relationships and Money CORRECTED TEXT: Somehow, talking about money often results in arguments, hurt feelings, and a sense of inadequacy. Explore topics you will want to address to get stronger outcomes and learn how to make those conversations effective, calm, and rational. 
  • Thursday, September 8  from 5:30 to 7:00 pm (Guest Educator: Sara Bensman/Sara Bensman Mediation & Consulting) – offered through the Women’s Financial Empowerment Center
  • Monday, September 12 from 12:00 to 1:30 pm (Guest Educator: Sara Bensman/Sara Bensman Mediation & Consulting) – offered through the Women’s Financial Empowerment Center
Homebuyer Education Series– ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  
  • (2-part class) Saturdays, September 10 & 17  from 9:00 am to 3:00 pm
Manage Your Money Series– Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
  • Wednesdays, September 14, 21 & 28 from 5:30 pm to 8:00 pm
  • Thursdays, September 15, 22 & 29 from 5:30 to 8:00 pm
  • Saturdays, September 24 & October 1 from 9:00 am to 12:30 pm
Understanding Credit. Get it. Keep it. Improve it.– Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.
  • Thursday, September 1 from 5:30 to 7:00 pm OR
  • Tuesday, September 6 from 12:00 to 1:30 pm OR
  • Monday, September 12 from 5:30 to 7:00 pm OR
  • Friday, September 23 from 12:00 to 1:30 pm OR
  • Monday, September 26 from 12:00 to 1:30 pm
Budgeting and Debt Class – A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.
  • Wednesday, September 7 from 12:00 to 1:30 pm OR
  • Friday, September 16 from 12:00 to 1:30 pm OR
  • Monday, September 19 from 5:30 to 7:00 pm OR
Understanding Reverse Mortgages– Learn the basics about Reverse Mortgages. This class will help you:
– Finally understand what a reverse mortgage is and how they work.
– Learn about how reverse mortgages can provide cash to homeowners over age 62.
– Understand how the loans are paid back.
– Learn about different scenarios and how a reverse mortgage can be helpful; and
– Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.
·         Tuesday, September 27 from 12:00 to 1:30 pm
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Pre-registration required.  Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices – 50 South French Broad Ave. Second Floor